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Ensign Peak Discloses Some of Their Holdings


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Posted
6 minutes ago, Tacenda said:

Is this separate from the 124 billion fund? Confused..

I believe it's part of the 100 billion that Ensign peak holds (Assuming 100 billion is an accurate value).

Posted (edited)

Talk about diversification, this DEFINES it.

Dang what a portfolio!

Them smart BYU boys is on da ball!

You got money to invest? There's the list of where to put it!

 

Edited by mfbukowski
Posted (edited)
8 minutes ago, mfbukowski said:

Talk about diversification, this DEFINES it.

Dang what a portfolio!

Them smart BYU boys is on da ball!

You got money to invest? There's the list of where to put it!

 

And invest a little more in ward budgets is a good thing too! I know the church does good in a lot of places, but lack in ward budgets. Listened to a podcast this morning on Mormon stories podcast and John interviews a woman from Ukraine who came to the US on a student visa, and how she expressed how well the Pathway program through BYU helped her finally achieve her bachelors degree, which she'd never have accomplished at the rate she was going. 

Edited by Tacenda
Posted
25 minutes ago, mfbukowski said:

Talk about diversification, this DEFINES it.

Dang what a portfolio!

Them smart BYU boys is on da ball!

You got money to invest? There's the list of where to put it!

 

Maybe but according to the article:

"Roger Clarke, the head of Ensign Peak Advisors, told The Wall Street Journal last month that one reason for the shell companies was to make church investments harder to track so that parishioners with insufficient information didn’t mismanage their own portfolios by trying to mimic what Ensign Peak Advisors was doing."

However, most of the companies on the list are no surprise as to good companies to invest in.

Posted
49 minutes ago, mfbukowski said:

Talk about diversification, this DEFINES it.

Dang what a portfolio!

Them smart BYU boys is on da ball!

You got money to invest? There's the list of where to put it!

 

Naw, it’s actually not that diverse, look at the top 10 holdings as most are weighted in tech.  I bet they’ve lost a lot of value in the past couple weeks as the market has slid from its peaks and tech saw a lot of the recent corrections.  
 

Better advice is to invest in low expense index funds to spread risk more evenly across industries.  
 

I imagine their investment strategy isn’t anything spectacular.  It’s just a matter of consistency and putting away significant amounts each year.  

Posted
1 hour ago, Tacenda said:

Is this separate from the 124 billion fund? Confused..

That Ensign Peak fund is invested in stocks.  It isn't just money in a bank account.  It grows constantly, unless the stocks lose value.  When cash is needed, stocks can be sold.

Posted
16 minutes ago, hope_for_things said:

Naw, it’s actually not that diverse, look at the top 10 holdings as most are weighted in tech.  I bet they’ve lost a lot of value in the past couple weeks as the market has slid from its peaks and tech saw a lot of the recent corrections.  
 

Better advice is to invest in low expense index funds to spread risk more evenly across industries.  
 

I imagine their investment strategy isn’t anything spectacular.  It’s just a matter of consistency and putting away significant amounts each year.  

That's how Warren Buffet made his money.  He began investing at age 11 and never stopped.

Posted
1 hour ago, JAHS said:

Maybe but according to the article:

"Roger Clarke, the head of Ensign Peak Advisors, told The Wall Street Journal last month that one reason for the shell companies was to make church investments harder to track so that parishioners with insufficient information didn’t mismanage their own portfolios by trying to mimic what Ensign Peak Advisors was doing."

However, most of the companies on the list are no surprise as to good companies to invest in.

Yes because that could drastically affect the market if every church member did it.

Posted
3 hours ago, Tacenda said:

Is this separate from the 124 billion fund? Confused..

No, it is a big chunk of the 124 Billion. The 124 Billion includes the stocks, bonds, and cash owned by Ensign Peak (about 100 Billion) plus the value of the commercial real estate (cattle ranches, office buildings, etc., valued at an additional 24 Billion).

Technically the commercial real estate isn't owned by Ensign Peaks, but is often reported with it so the big commercial assets are all on the same report.

Posted
3 hours ago, JAHS said:

(Assuming 100 billion is an accurate value).

If it was, it ain’t anymore.  They have probably lost billions with the dip in the market.

Posted
4 hours ago, pogi said:

If it was, it ain’t anymore.  They have probably lost billions with the dip in the market.

Billions on paper.  The market will recover and go back up.  It always has.

Posted
5 minutes ago, Robert F. Smith said:
4 hours ago, pogi said:

If it was, it ain’t anymore.  They have probably lost billions with the dip in the market.

Billions on paper.  The market will recover and go back up.  It always has.

I think the market was overbought to begin with. Regardless of what effect the Corona virus had the market was due for a correction anyway.

Posted (edited)
3 hours ago, JAHS said:

I think the market was overbought to begin with. Regardless of what effect the Corona virus had the market was due for a correction anyway.

Yeah it is taking a double whammy

Time to BUY!   Soon anyway.

Edited by mfbukowski
Posted (edited)

So did the church disobey this ruling? Or is Ensign Peak Advisors not public? Or is that possibly why the fund at Ensign Peak was hidden? ETA: I don't have the capability to read the Tribune article, so kinda in the dark here.

SEC rules require your company to file annual reports on Form 10-K and quarterly reports on Form 10-Q with the SEC on an ongoing basis. These reports require much of the same information about the company as is required in a registration statement for a public offering.Oct 24, 2018

Edited by Tacenda
Posted
1 hour ago, Tacenda said:

So did the church disobey this ruling? Or is Ensign Peak Advisors not public? Or is that possibly why the fund at Ensign Peak was hidden? ETA: I don't have the capability to read the Tribune article, so kinda in the dark here.

SEC rules require your company to file annual reports on Form 10-K and quarterly reports on Form 10-Q with the SEC on an ongoing basis. These reports require much of the same information about the company as is required in a registration statement for a public offering.Oct 24, 2018

It is considered a private part of the Church to support the Church's non-profit religious purposes.

The Tribune article states:
“They may have previously read the rules to exempt advisers to religious institutions, and are now disclosing in light of the recent controversy,” said Jeff Schwartz, a University of Utah professor who focuses on corporate and securities law and reviewed the filing for The Salt Lake Tribune.

IRS rules state that nonprofits “must not provide a substantial benefit to private interests” and that the earnings of registered religious organizations must not benefit “any private individual or shareholder” to avoid jeopardizing tax-exempt status. The Church qualifies for tax exemption under this definition.

 

Posted

I wonder if the church will dip into the rainy day fund and help the millions that may be affected by the virus, out of work etc. Maybe suspend tithing for a few months?

Posted
9 minutes ago, Tacenda said:

Maybe suspend tithing for a few months?

I highly doubt God would deprive his people of a great blessing when they need it most.

Much better to encourage increase in fast offerings or give help through welfare.

Posted (edited)
32 minutes ago, Calm said:

I highly doubt God would deprive his people of a great blessing when they need it most.

Much better to encourage increase in fast offerings or give help through welfare.

I don't understand, then sure, shouldn't the church use the fund to help pay welfare/fast offerings? Why must just the members donate? I don't want to start trouble, far from it, I just see the members who struggle and even losing jobs or laid off.

Or...

Donate to homeless shelters or donate land for shelters or build them?

Edited by Tacenda
Posted
32 minutes ago, Tacenda said:

I don't understand, then sure, shouldn't the church use the fund to help pay welfare/fast offerings? Why must just the members donate? I don't want to start trouble, far from it, I just see the members who struggle and even losing jobs or laid off.

Or...

Donate to homeless shelters or donate land for shelters or build them?

I have not heard anything that suggests that the Fast Offering funds need augmenting. Bishops can meet needs they find.

Posted
1 hour ago, Tacenda said:

I wonder if the church will dip into the rainy day fund and help the millions that may be affected by the virus, out of work etc. Maybe suspend tithing for a few months?

If they are out of work they would not be paying tithing. That is not really a help to people who lost their job.

Posted
1 hour ago, Tacenda said:

I wonder if the church will dip into the rainy day fund and help the millions that may be affected by the virus, out of work etc. Maybe suspend tithing for a few months?

We see tithing as a law of God that we always obey. It would be like God saying because you are in need it would be OK to steal some money to help you get by. 
If people are out of work they don't pay tithing. If they are in need the Bishop can help with Fast offering money.

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